Libby Ulm • July 2023 • commercial general liability coverage, SAM coverage, performer insurance, vendor insurance

Sexual Abuse and Molestation (SAM) Coverage

Sexual Abuse and Molestation (SAM) coverage is typically requested for those performing or vending at schools or malls. There may also be other events/venues that require SAM coverage. This coverage doesn't protect you against a claim for abusing or molesting someone, but rather if you're left in charge of a group of minors and something happens between them. When performing or vending for a group of minors, we suggest asking the venue to also have an employee or staff member be present at all

Libby Ulm • June 2023 • inland marine coverage, business personal property, vendor insurance, performer insurance

How to protect your business personal property

From unexpected damages to stolen items, Inland Marine (business personal property) coverage is here to protect you, or rather, your things! Inland Marine (IM) can cover items like equipment, costumes, or goods for damage or theft while in storage, in transit to/from a show, and while at a show. 

SIA’s base policy is a Commercial General Liability (CGL) policy which protects you if someone gets hurt because of you/your business, from any property damage that could arise from you being at an

Libby Ulm • May 2023 • vendor insurance, online sales, cyber liability

Online sales for mobile vendors

Are you a mobile vendor who also has an online store? The SIA Mobile Vendor Policy can cover you for both your temporary space and your online store (as long as you're not only doing online sales)! Your business' annual gross revenue must not exceed $500,000.

For example, Susan travels to Renaissance festivals throughout the Midwest with her business, Fluttering Fairy Wings. While at the festivals, she sells fairy wings for humans and pets of all sizes! When Susan is not on the road, she

Libby Ulm • December 2022 • commercial general liability coverage, performer insurance, professional performer, vendor insurance, food truck insurance

Why do I need an insurance policy?

Maybe you've been in the industry for many years, maybe this is all new to you, but you may find yourself asking...Why insurance? Why now? Maybe you're even asking yourself "What is a Commercial General Liability policy?"

In the past few years across the industry, we've experienced more and more events/venues cracking down on insurance requirements to help better protect themselves from certain liabilities. This is where a Commercial General Liability (CGL) policy comes into play! The

Libby Ulm • November 2022 • cyber liability, commercial general liability coverage, vendor insurance, business insurance

The importance of Cyber Liability coverage

Unfortunately, with the trend of integrating business and the Internet continually rising, the more prone you may become to being involved with a data breach. A data breach is when a customer's data that's stored, such as contact information or credit card details, is stolen or taken from a system without the knowledge of the system's owner. No matter how many protocols are put into place regarding cybersecurity, unauthorized use of stored data is a problem, and your business can be held

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