The perils of insurance fraud
Fairs, events, and performances often require commercial general liability coverage from their vendors and performers. A friendly reminder that events/venues do send us your submitted certificates to verify that you have insurance. If it's found that you do not have insurance and you have submitted a doctored certificate, you could be charged with insurance fraud.
Committing insurance fraud means that not only will you not be able to obtain insurance in the future, but you also run the risk of
What is an additional insured?
You’ve booked the gig, you receive your contract, and you read that the event/venue where you’ll be wants to be listed as additional insured on your policy. Some events/venues might even simply ask that you “add” them to your policy.
So what does this mean? The place where you are performing (or selling your wares/services in the case of our vendors) wants to be protected in case something arises out of your operations while on their property. By adding an event/venue as an additional insured