Specialty Insurance Agency provides affordable liability and equipment coverage for DJs, bands and other mobile entertainers, photographers and videographers, and wedding and event planners.

Contact

Sheri DiGirolamo
Program Operations Manager
630-242-3176

Submit A Risk

Apply for coverage, click here.

Program Highlights

DJs & Bands

  • Liability Coverage for DJs
    • $1 million per event, $2 million in one policy period
  • Liability Coverage for Bands
    • $1 million per event, $2 million in one policy period
    • Must cover maximum people in band
    • Does not cover bands working at venues with 10,000 people or more
  • Inland Marine coverage may be purchased only with Liability insurance
    • Coverage for equipment and music library is $1.00 per $100 of the replacement value ($150 minimum premium)
    • Only items listed are covered in the event of claim
    • Deductible: $250.00; $750 for theft

Photographers & Videographers

  • Liability rates based on the number of dates worked during a one-year period
    • Liability limits: $ 1 million per event and covers injury to someone else and property damage to someone else
    • $250 deductible for property claim
  • Inland Marine coverage may be purchased only with Liability insurance
    • Coverage for equipment is $1.00 per $100 of the replacement value ($150 minimum premium)
    • Only items listed are covered in the event of claim
    • Deductible: $250.00

Other Mobile Entertainers

  • Insure clowns, santas, face painters, balloon twisters, caricature artists, story tellers and minstrels
  • Liability coverage $1 million per event, $2 million in one policy period
  • Inland Marine coverage may be purchased only with Liability insurance
    • Coverage for equipment is $1.00 per $100 of the replacement value ($150 minimum premium)
    • Only items listed are covered in the event of claim
    • Deductible: $250.00

Wedding/Event Planners

  • Liability limits: $ 1 million per event and covers injury to someone else and property damage to someone else
    • $250 deductible for property claim
    • No additional fee for assistants
    • Coverage for employees only; subcontractors must obtain own insurance
  • Inland Marine coverage may be purchased only with Liability insurance
    • Coverage for equipment is $1.00 per $100 of the replacement value ($150 minimum premium)
    • Only items listed are covered in the event of claim
    • Deductible: $250.00

This summary is not an all-inclusive description of the policy terms and conditions.

Contact

Sheri DiGirolamo
Program Operations Manager
630-242-3176