The importance of Cyber Liability coverage
Unfortunately, with the trend of integrating business and the Internet continually rising, the more prone you may become to being involved with a data breach. A data breach is when a customer's data that's stored, such as contact information or credit card details, is stolen or taken from a system without the knowledge of the system's owner. No matter how many protocols are put into place regarding cybersecurity, unauthorized use of stored data is a problem, and your business can be held
The dos and don'ts of certificate requests
Stuck with a pesky certificate request? Not sure where to start? Look no further, we're here to help! Below you will find step-by-step instructions and tips to guide you through submitting an approved event/venue which does not need any changes, an approved event that needs changes made, and how to create a new/unapproved certificate for an event/venue.
Pro tip: After a certificate is submitted, you can't go back into the request to make a change. However, if you need to make a change, we
What you need to know to be in the know about insurance!
Below you will find some frequently asked questions about our policies! Have a question about your policy you don't see below? Please contact our office by emailing info@specialtyinsuranceagency.com or calling our office at 715-246-8908.
- Can I add an individual as additionally insured? No, only an event or venue may be listed as additionally insured. However, if you are performing or vending on private property, you can list "Property of" and then the individual's name. If you have any
Putting a little MPEP in our step!
Specialty Insurance Agency is now servicing a new program for Music, Photography, and Event Planners (MPEP). MPEP provides Commercial General Liability policies, Professional Liability (photographers and videographers only), and Inland Marine coverage (covers your business personal property while in storage, in transit, or at a show). Eligible groups that qualify for this new program include:
- Disc Jockeys
- Bands / Musicians / Singers
- Photographers
- Videographers
- Event / Wedding planners
The perils of insurance fraud
Fairs, events, and performances often require commercial general liability coverage from their vendors and performers. A friendly reminder that events/venues do send us your submitted certificates to verify that you have insurance. If it's found that you do not have insurance and you have submitted a doctored certificate, you could be charged with insurance fraud.
Committing insurance fraud means that not only will you not be able to obtain insurance in the future, but you also run the risk
