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Specialty Insurance Agency Blog

Drawing by: Kelsey McKenney

Fairs, events, and performances often require commercial general liability coverage from their vendors and performers. A friendly reminder that events/venues do send us your submitted certificates to verify that you have insurance. If it's found that you do not have insurance and you have submitted a doctored certificate, you could be charged with insurance fraud.


Committing insurance fraud means that not only will you not be able to obtain insurance in the future, but you also run the risk of losing your career (no insurance means no bookings). We, as an insurance agency, are obligated to

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Performer Insurance
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commercial general liability coverage

Artist: Lynn Lunny from Stomping Grounds Studio
Drawing: Kelsey McKenney Instagram

Are you a professional performer? Do you have insurance? If the answer to the first question is yes, and the answer to the last question is no, this information is for you! You may ask yourself, "Why do I need performers insurance?" Well, we are here to give you a few reasons why.

What exactly is performers insurance? Performers insurance, or a Commercial General Liability (CGL) policy, covers claims that could possibly come about from your performance or operations during an event you're at. This coverage is an important component of your business and is designed to protect your financial

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Performer Insurance
commercial general liability coverage
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Drawing by: Kelsey McKenney

You’ve booked the gig, you receive your contract, and you read that the event/venue where you’ll be wants to be listed as additionally insured on your policy. Some events/venues might even simply ask that you “add” them to your policy.


What does this mean? The place where you are performing (or selling your wares/services in the case of our vendors) wants to be protected in case something arises out of your operations while on their property. By adding an event/venue as additionally insured to your policy, it protects them under your policy, allowing them to file a claim if sued due to

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Performer Insurance
vendor insurance
food truck insurance
Additional Insured
commercial general liability coverage

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commercial general liability coverage
performers
professional performer
vendor insurance
food truck insurance
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importance of insurance
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business insurance
professional liability
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frequently asked questions
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Cyber Liability
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100% coinsurance clause
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Office Hours

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Monday - Thursday, 10:00 a.m. - 5:00 p.m. central time

The main office is closed Friday - Sunday.

Limited online services are available when the main office is closed.

 

Holiday Hours:

Closed New Year’s Day
Closed Memorial Day
Closed Independence Day
Closed Labor Day
Closed Thanksgiving
Closed Christmas Eve
Closed Christmas Day

 

Contact Us

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Specialty Insurance Agency
3432 Denmark Ave #231
Eagan, MN 55123

Ph: 715-246-8908 (leave a message if no one answers and we'll call you back ASAP)

Fax: 715-246-8908

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