Performers entertain the public as sole proprietors or independent contractors. If you’re putting on a show, you’re a performer.
Start ApplicationLearn About This Policy
We cover individual, U.S.-based performers entertaining the public as sole proprietors and independent contractors. Our policy protects against bodily injury to a spectator or property damage to a performing premises. Insured's must have...
Customize Your Policy
At SIA, we strive to make our policies work for you. That’s why we offer a wide range of optional coverages to add to our liability policies. Explore these optional coverages below:
Client Morgan Floki . Photo by HenryMoon
-
Entertainer Assistant
Entertainer Assistant
Under our Performer policy, we offer optional coverage for any assistant(s) you may have for an additional $95 per assistant.
The duties of the entertainer’s assistant(s) can be as follows:
Works with the insured for set-up and tear down, helps with the planning and organization of a show or booking, works with contracts, coordinates permits and/or requests additional insured certificates, handles prop changes during the show, assists with crowd control, is a staged spectator that is called upon to assist with an act, and/or acts as a safety coordinator.
This option is available per policy period. You can add this coverage at any time, but the coverage will end on your general liability policy expiration date. You can use different assistants.
Key to this coverage: An assistant is low risk personnel that would not stop the show from going on if they were not there.
-
Business Personal Property (Inland Marine)
Business Personal Property (Inland Marine)
Inland Marine coverage will cover your business personal property (equipment and costumes) and goods for damage or theft while stored, in transit to a show, or while at a show. This option is available per policy period. You can add this coverage at any time, but the coverage will end on your general liability policy expiration date.
A 100% Coinsurance clause applies to this coverage (in order for a loss to be fully paid, 100% of the value of the rented equipment must be insured).Inland Marine Option 1 Limits Option 2 Limits Coverage Limits $10,000 $25,000 Deductible Covered Losses $500 $500 Deductible Theft Losses $500 $500 Premium Cost $233 $438 -
Sexual Abuse & Molestation (SAM)
Sexual Abuse & Molestation (SAM)
Many schools in California and Illinois require that you carry Sexual Abuse and Molestation (SAM) coverage in addition to your general liability coverage before permitting you on school grounds. We offer two different coverage limits:
For policies starting 3/31/2024 and earlier
SAM Option 1 Limits Option 2 Limits Each Occurence $100,000 $1,000,000 General Aggregate $300,000 $2,000,000 Premium Cost $130 $700 For policies starting 4/1/2024 and later
SAM Option 1 Limits Option 2 Limits Each Occurence $100,000 $1,000,000 General Aggregate $300,000 $2,000,000 Premium Cost $150 $750 Option 1: Valid in all 50 states, Canada, and US-owned territories
Option 2: Only valid in the school districts of California and Illinois
This coverage follows your general liability dates and cannot be prorated. If you currently have an active policy and are interested in adding this coverage, please call the office. Payment is accepted via credit/debit card or check.
-
Data Breach Cyber Liability
Data Breach Cyber Liability
Some venues, especially malls, require data breach liability coverage. We offer this as an optional coverage on our Vendor policy. Two coverage limits are available.
Data Breach Cyber Liability Coverage Limit Annual Premium $25K of Coverage $25,000 $95.00 $50K of Coverage $50,000 $150.00 This coverage follows your general liability dates and cannot be prorated. If you currently have an active policy and are interested in adding this coverage, please call the office. Payment is accepted via credit/debit card or check.
-
Equipment Leased or Rented
Equipment Leased or Rented
Equipment Leased or Rented coverage insures mobile equipment you rent, borrow, or lease from others in case it’s vandalized, stolen, lost, or damaged. Equipment rental companies will want to see your certificate of insurance that lists them as a loss payee to ensure your lease from them is covered while their equipment is in your care, custody, and control. (This coverage does not insure your equipment that you rent to others; it only insures equipment that you rent from others.)
This coverage has a $500 deductible for a loss caused by fire; a $500 deductible for a loss caused by theft, malicious mischief, or vandalism; and a $500 deductible for any other loss.
A 100% Coinsurance clause applies to this coverage (in order for a loss to be fully paid, 100% of the value of the rented equipment must be insured).