Mobile Entertainment and Photographer Page
Specialty Insurance Agency provides affordable liability and equipment coverage for DJs, bands and other mobile entertainers, photographers and videographers, and wedding and event planners.
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Contact
Sheri DiGirolamo
Program Operations Manager
630-242-3176
Submit A Risk
Apply for coverage, click here.
Program Highlights
DJs & Bands
- Liability Coverage for DJs
- $1 million per event, $2 million in one policy period
- Liability Coverage for Bands
- $1 million per event, $2 million in one policy period
- Must cover maximum people in band
- Does not cover bands working at venues with 10,000 people or more
- Inland Marine coverage may be purchased only with Liability insurance
- Coverage for equipment and music library is $1.00 per $100 of the replacement value ($150 minimum premium)
- Only items listed are covered in the event of claim
- Deductible: $250.00; $750 for theft
Photographers & Videographers
- Liability rates based on the number of dates worked during a one-year period
- Liability limits: $ 1 million per event and covers injury to someone else and property damage to someone else
- $250 deductible for property claim
- Inland Marine coverage may be purchased only with Liability insurance
- Coverage for equipment is $1.00 per $100 of the replacement value ($150 minimum premium)
- Only items listed are covered in the event of claim
- Deductible: $250.00
Other Mobile Entertainers
- Insure clowns, santas, face painters, balloon twisters, caricature artists, story tellers and minstrels
- Liability coverage $1 million per event, $2 million in one policy period
- Inland Marine coverage may be purchased only with Liability insurance
- Coverage for equipment is $1.00 per $100 of the replacement value ($150 minimum premium)
- Only items listed are covered in the event of claim
- Deductible: $250.00
Wedding/Event Planners
- Liability limits: $ 1 million per event and covers injury to someone else and property damage to someone else
- $250 deductible for property claim
- No additional fee for assistants
- Coverage for employees only; subcontractors must obtain own insurance
- Inland Marine coverage may be purchased only with Liability insurance
- Coverage for equipment is $1.00 per $100 of the replacement value ($150 minimum premium)
- Only items listed are covered in the event of claim
- Deductible: $250.00
This summary is not an all-inclusive description of the policy terms and conditions.
Contact
Sheri DiGirolamo
Program Operations Manager
630-242-3176