Program Highlights

DJs & Bands

• Liability Coverage for DJs
  • $1 million per event, $2 million in one policy period
• Liability Coverage for Bands
  • $1 million per event, $2 million in one policy period
  • Must cover maximum people in band
  • Does not cover bands working at venues with 10,000 people or more
• Inland Marine coverage may be purchased only with Liability insurance
  • Coverage for equipment and music library is $1.00 per $100 of the replacement value ($150 minimum premium)
  • Only items listed are covered in the event of claim
  • Deductible: $250.00; $750 for theft

Photographers & Videographers

• Liability rates based on the number of dates worked during a one-year period
  • Liability limits: $ 1 million per event and covers injury to someone else and property damage to someone else
  • $250 deductible for property claim
• Inland Marine coverage may be purchased only with Liability insurance
  • Coverage for equipment is $1.00 per $100 of the replacement value ($150 minimum premium)
  • Only items listed are covered in the event of claim
  • Deductible: $250.00

Other Mobile Entertainers

• Insure clowns, santas, face painters, balloon twisters, caricature artists, story tellers and minstrels
• Liability coverage $1 million per event, $2 million in one policy period
• Inland Marine coverage may be purchased only with Liability insurance
  • Coverage for equipment is $1.00 per $100 of the replacement value ($150 minimum premium)
  • Only items listed are covered in the event of claim
  • Deductible: $250.00