Mobile Vendor

Customize Your Insurance

At SIA, we strive to make our policies work for you. That’s why we offer a wide range of optional coverages to add to our liability policies. Explore these optional coverages below:

Client Poppin’ Duo. . Photo by

Business Personal Property (Inland Marine)

Inland Marine coverage will cover your business personal property (equipment and costumes) and goods for damage or theft while stored, in transit to a show, or while at a show. This option is available per policy period. You can add this coverage at any time, but the coverage will end on your general liability policy expiration date.

A 100% Coinsurance clause applies to this coverage (in order for a loss to be fully paid, 100% of the value of the rented equipment must be insured).

Inland Marine	Option 1 Limits	Option 2 Limits
Coverage Limits	$10,000	$25,000
Deductible _{Covered Losses}	$250	$250
Deductible _{Theft Losses}	$500	$500
Premium Cost	$222	$417

Sexual Abuse & Molestation (SAM)

Many schools in California and Illinois require that you carry Sexual Abuse and Molestation (SAM) coverage in addition to your general liability coverage before permitting you on school grounds. We offer two different coverage limits:

SAM	Option 1 Limits	Option 2 Limits
Each Occurence	$100,000	$1,000,000
General Aggregate	$300,000	$2,000,000
Premium Cost	$130	$700

Option 1: Valid in all 50 states, Canada, and US-owned territories

Option 2: Only valid in the school districts of California and Illinois

This coverage follows your general liability dates and cannot be prorated. If you currently have an active policy and are interested in adding this coverage, please call the office. Payment is accepted via credit/debit card or check.

Data Breach Cyber Liability

Data Breach Cyber Liability

Some venues, especially malls, require data breach liability coverage. We offer this as an optional coverage on our Vendor policy. Two coverage limits are available.

Data Breach Cyber Liability Coverage Limit Annual Premium

$25K of Coverage $25,000 $95.00

$50K of Coverage $50,000 $150.00

This coverage follows your general liability dates and cannot be prorated. If you currently have an active policy and are interested in adding this coverage, please call the office. Payment is accepted via credit/debit card or check.
Equipment Leased or Rented

Equipment Leased or Rented

Equipment Leased or Rented coverage insures mobile equipment you rent, borrow, or lease from others in case it’s vandalized, stolen, lost, or damaged. Equipment rental companies will want to see your certificate of insurance that lists them as a loss payee to ensure your lease from them is covered while their equipment is in your care, custody, and control. (This coverage does not insure your equipment that you rent to others; it only insures equipment that you rent from others.)

This coverage has a $250 deductible for a loss caused by fire; a $500 deductible for a loss caused by theft, malicious mischief, or vandalism; and a $250 deductible for any other loss.

A 100% Coinsurance clause applies to this coverage (in order for a loss to be fully paid, 100% of the value of the rented equipment must be insured).

Data Breach Cyber Liability	Coverage Limit	Annual Premium
$25K of Coverage	$25,000	$95.00
$50K of Coverage	$50,000	$150.00