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Eligible Vendors: |
Anyone setting up booth space and selling a product or service |
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Ineligible Vendors: |
Anyone selling liquor |
Anyone with live animals |
| Body piercing or permanent tattooing |
| Corn or hay mazes |
| Haunted attractions |
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Note:
Coverage is not available if you are selling: firearms, fireworks, swords, knives, infant products, medical products, nutritional products & supplements. |
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We Do Not Offer: |
| Workers Compensation |
| Commercial Auto |
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**ATTENTION ALL MEMBERS**
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We have the 2009-2010 policy set up and renewal notices will be mailed by August 1st. Click on the link below to see the renewal notice. We will be able to start issuing certificates for this policy by August 3rd!
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Renewal Letter 2010 |
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The Vendors of the US insurance program is designed for the merchant selling their wares or services at the fairs, festivals, expos trade show, etc.
The policy provides protection against bodily injury to a customer while in or around your booth and/or property damage that may occur to others. |
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Things To Know: |
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Coverage is under the association's Master Policy.
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Certificates of Insurance are sent out from the Master Policy.
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There is no charge for certificates naming the venue where you are working as an additional insured.
- Your "employees" or "volunteer workers" ARE COVERED while performing duties related to the conduct of your business. Note: A sub-contractor is not considered an employee.
- The policy renews every September 1st.
- Policy provides coverage throughout the United States.
- Product Liability is required by some of the fairs in CA, ID, KS, NY, PA, TX, & WA More fairs & states will probably adopt this requirement. The product coverage covers the resulting damage for the Vendor's products.
Example 1: customer purchase a rug; the rug is not skid proof and someone slips and falls. The resulting bodily injury would be covered (less the deductible).
Example 2: customer buys a piece of pottery, places the pottery in the oven or microwave to warm or bake something and the pottery breaks. The broken pottery is not covered. If the pottery caused damage to the oven or microwave, that resulting damage would be covered
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Policy Requirements: |
- In order to qualify for this commercial general liability policy, vendors must have a U.S. mailing address.
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Premium: |
- Annual Premium Costs: $350 per year per business (only one business name is allowed per policy)
- This policy renews every September 1st.
- This policy cannot be pro-rated but we do discount the premium cost on starting at the six month point of coverage. Please see the application for the discounted premium amounts. The discounted options are processed starting a week prior to the start date.
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2009 - 2010 Policy Coverage Limits: |
| Coverage |
Coverage Limits |
Description |
| Each Occurrence |
$3,000,000 |
(bodily injury & property damage to others) |
| Damage to Rented Premises |
$300,000 |
(to rented premises) |
| Personal & Advertising Injury |
$3,000,000 |
(hurting someone's feelings) |
| General Aggregate |
$3,000,000 |
(the most the policy will pay out during the policy year) |
| Products – Completed Op. Agg. |
$3,000,000 |
(the most the policy will pay out during the policy year) |
Medical Expenses - $5,000 (covers the medical expenses of others injured by you) |
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Policy Deductible |
| Deductible: ZERO! Deductible for any claim. |
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Additional Insured Requests: |
There is no charge for additional insured certificates. We do require that you submit your requests in writing.
- If you request through our website using the online certificate request we will email you back a copy for your records and fax or email wherever else you want your certificate to go.
To request on-line:
1. Go to www.specialtyinsuranceagency.com & click on insurance tab at the top of the page.
2. Select the policy you hold by clicking on one of the two boxes (Performer / Vendor).
3. Click on Online Forms - Certificate Request Form (second line in third column).
Fill in all the blanks and hit the Email Form button at the bottom of page.
- If you send your request by fax we will fax your certificate to the fax number(s) you provide. Send fax requests to 715-246-4257.
- If you submit your request through the mail we will mail your certificate back to you and will fax to any numbers provided.
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Carrier Rating: |
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Note: |
- To purchase insurance you will need to mail in an application with your check or money order. Sorry but we do not accept credit cards.
- To overnight go through FedEx or UPS. Note that Express Mail through the post office is handled as a Priority for us because we are not close to a big city, so I receive Express Mail in two to three business days (same as Priority).
- For FedEx or UPS you will need to mail to our street address of 1961 104th Street in New Richmond WI 54017. Only use this address for FedEx or UPS seeing as it is not a secured drop off location.
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