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Eligible Vendors: |
Anyone setting up booth space and selling a product or service |
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Ineligible Vendors: |
Anyone selling liquor |
Anyone with live animals |
| Body piercing or permanent tattooing |
| Corn or hay mazes |
| Haunted attractions |
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We Do Not Offer: |
| Workers Compensation |
| Commercial Auto |
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**ATTENTION ALL MEMBERS**
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We have the 2008-2009 policy set up and renewal notices will be mailed by August 1st. Click on the link below to see the renewal notice. We will be able to start issuing certificates for this policy by August 4th!
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Renewal Letter 2008 |
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The Vendors of the US insurance program is designed for the person selling a product or service at the fairs, festivals, expos trade show, etc.
The policy provides protection against bodily injury to a customer while in or around your booth and/or property damage that may occur to others. |
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Things To Know: |
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Coverage is under the association's Master Policy.
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Certificates of Insurance are sent out from the Master Policy.
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There is no charge for certificates naming the venue where you are working as an additional insured.
- Your "employees" or "volunteer workers" ARE COVERED while performing duties related to the conduct of your business.
- The policy renews every September 1st.
- Policy provides coverage throughout the United States.
- Product Liability is required by some of the fairs in CA, ID, KS, NY, PA, TX, & WA More fairs & states will probably adopt this requirement.
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Policy Requirements: |
- In order to qualify for this commercial general liability policy, vendors must have a U.S. mailing address.
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Policy Rates: |
- 350.00 with product coverage or $330 without product coverage per year per business (only one business name is allowed per policy)
- The product coverage covers the resulting damage for the Vendor's products. Example 1: customer purchase a rug; the rug is not skid proof and someone slips and falls. The resulting bodily injury would be covered (less the deductible). Example 2: customer buys a piece of pottery, places the pottery in the oven or microwave to warm or bake something and the pottery breaks. The broken pottery is not covered. If the pottery caused damage to the oven or microwave, that resulting damage would be covered (less the deductible).
- Your “employees” or “volunteer workers” ARE COVERED while performing duties related to the conduct of your business.
- This policy renews every September 1st.
- This policy cannot be pro-rated but we do discount the premium cost on March 12th. We update the website approximately a week prior to the decrease in premium with this option.
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Policy Coverage Limits: |
| Coverage |
Coverage Limits |
Description |
| Each Occurrence |
$1,000,000 |
(bodily injury & property damage to others) |
| Damage to Rented Premises |
$300,000 |
(to rented premises) |
| Personal & Advertising Injury |
$1,000,000 |
(hurting someone's feelings) |
| General Aggregate |
$2,000,000 |
(the most the policy will pay out during the policy year) |
| Products – Completed Op. Agg. |
2,000,000 |
(the most the policy will pay out during the policy year) |
| Excess Liability |
1,000,000 |
(raises the limits above by $1,000,000) |
Medical Expenses - $5,000 (covers the medical expenses of others injured by you) |
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Policy Deductible |
| Deductible: ZERO! Deductible for any claim. |
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Annual Premium Cost: |
Option 1 - With Product Coverage: $350.00
Option 2 - Without Product Coverage: $330.00
Note: firearms, fireworks, swords, knives, infant products, medical products, nutritional products & supplements are excluded from the product coverage. Option 2 is available! |
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Additional Insured Certificates: |
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Includes as an insured any person or organization with whom the named insured (member) has agreed, by written contract or agreement, to provide insurance with respect to liability arising out of bodily injury or property damage occurring, during members ongoing operations.
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No charge for certificates naming the venue where you are working for as an additional insured.
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Carrier Rating: |
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Requesting An Additional Insured: |
You can request additional insured certificates via the mail, fax or email. WE DO REQUIRE YOUR REQUEST IN WRITING!
To email your request go to:
Go to www. specialtyinsuranceagency.com & click on insurance tab.
Select the policy you hold by clicking on the vendor insurance box.
Click on On-Line Certificate Request form at the top of the page.Fill in all the blanks and hit the Email Form button.
Your request is delivered to our Internet mailbox. Requests received are submitted for processing each working day. These requests are normally completed and faxed within 24 to 48 hours. We ask that you to allow two weeks to process your request in the event that there are complications with required wording. We will email you back a PDF of your request and fax your request to the number provided or email to the address provided. |
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Note: |
- To purchase insurance you will need to mail in an application with your check or money order. Sorry but we do not accept credit cards.
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