Performers of the U.S. Entertainer Insurance Application
Instructions
Specialty Insurance Agency, LLC • P.O. Box 24, New Richmond, WI 54017 Phone: 715-246-8908 • Fax: 715-246-4257
Program Description
This insurance program has been designed for the individual U.S. based performer who is a sole proprietor/independent contractor; that is entertaining the public. The policy provides protection against bodily injury to a spectator or property damage to performing premises. You must have a U.S. mailing address to be eligible for consideration of coverage under this policy and the premium must be in U.S. dollars.
Operations Not Eligible
These exposures/activities listed are not covered by this program and any resulting claims will be denied: Hypnotists, rigging, instruction to others for aerial, fire or dance, zip line stunts, grandstands, fireworks, pyrotechnic devices, your business, your business employees or subcontractors, trackless trains, moonwalks, jump houses or other amusement rides and attractions. Using animals, mammals, fowl in your performance is not allowed. Magicians are approved to use a rabbit and/or dove during their performance.
Carrier
Coverage underwritten by Evanston Insurance Company; a carrier rated A (excellent)
- - The limits of coverage are per membership and not shared.
- - Your coverage starts: when your application is approved; on the date you select; on your renewal date; or date your renewal was processed and goes for one year.
Coverage provided under this program includes
Commercial General Liability with Additional Insured Endorsement, Waiver of Subrogation, Primary Non-Contributory Endorsement – coverage that protects the insured against liability claims for bodily injury and property damage arising out of their operations.
Legal Liability to Audience Participants – coverage that offers protection against bodily injury liability claims brought by persons participating in covered activities.
Medical Payment for Audience Participants - coverage that pays the medical and dental expenses incurred by a participant when an accidental injury occurs while participating in your covered activities. The coverage is provided on a primary basis.
New Optional Coverage: Business Personal Property - Inland Marine
Inland Marine will cover your business personal property (equipment and costumes) and goods while stored, in transit to a show or while at a show for damages or if stolen. This option is available per policy period. You can add at any time but the coverage will end on your general liability policy expiration date.
| Business Personal Property - Inland Marine |
Option 1 Limits |
Option 2 Limits |
| Each Occurrence |
$10,000 |
$25,000 |
| Deductible for Covered Losses |
$250 |
$250 |
| Deductible for Theft Losses |
$500 |
$500 |
| Premium Cost |
$200 |
$375 |
***Optional Coverage: Entertainer Assitant
The duties of the entertainer’s assistant(s) can be as follows:
Works with the insured for set-up and tear down, helps with the planning and organization of a show or booking, works with contracts, coordinates permits and requesting additional insured certificates, handles prop changes during the show, assists with crowd control, is a staged spectator that is called upon to assist with an act, acts as a safety coordinator. This option is available per policy period. You can add at any time but the coverage will end on your general liability policy expiration date. You can use different assistants.
Key to this coverage: An assistant is low risk personnel that would not stop the show from going on if they were not there.
***Optional Coverage: Sexual Abuse and Molestation (SAM)
Many schools in California and Illinois require that you carry Sexual Abuse and Molestation (SAM) coverage in addition to your general liability coverage before they permit you on the school grounds. We offer two different coverage limits.
| Sexual Abuse or Molestation (SAM) |
Option 1 Limits |
**Option 2 Limits** |
| Each Occurrence |
$100,000 |
$1,000,000 |
| General Aggregate |
$300,000 |
$2,000,000 |
| Premium Cost |
$130.00 |
$700.00 |
- Option 1: Valid in all 50 States, Canada and U.S. owned territories
- Option 2: **Only valid in the School Districts of California and Illinois**
This coverage follows your general liability dates and cannot be prorated. If you currently have an active policy and are interested in adding this coverage, you can give the office a call and pay with a credit/debit card or you can mail a check.
